Adversity has the same effect on a man that severe training has on the pugilist -- it reduces him to his fighting weight.

Age and Aging

In youth we run into difficulties. In old age difficulties run into us.

Common Sense

Common sense is the knack of seeing things as they are, and doing things as they ought to be done.

Debt

Always live within your income, even if you have to borrow money to do so.

Experience

Experience is a school where a man learns what a big fool he has been.

Fools and Foolishness

Take all the fools out of this world and there wouldn't be any fun living in it, or profit.

Glutton

The miser and the glutton are two facetious buzzards: one hides his store, and the other stores his hide.

Honesty

Honesty is the rarest wealth anyone can possess, and yet all the honesty in the world ain't lawful tender for a loaf of bread.

Knowledge

Knowledge is like money: the more he gets, the more he craves.

Life and Living

Life consists not in holding good cards but in playing those you hold well.

Men and Women

Men mourn for what they have lost; women for what they ain't got.

Perfection

If a man should happen to reach perfection in this world, he would have to die immediately to enjoy himself.

Poverty and The Poor

Remember the poor, it costs nothing.

Prophecy

Don't ever prophesy; for if you prophesy wrong, nobody will forget it; and if you prophesy right, nobody will remember it.

Silence

Silence is one of the hardest arguments to refute.

Time and Time Management

Time is like money, the less we have of it to spare the further we make it go.

Wealth

It ain't so much trouble to get rich as it is to tell when we have got rich.

Youth

When I was a boy of fourteen, my father was so ignorant I could hardly stand to have the old man around. But when I got to be twenty-one, I was astonished at how much the old man had learned in seven years.